Login to system
Client can make all operations on accounts form anywhere in the world. The only thing is to have phone or computer with acces to Internet. Login to e-banking systems takes place after passing ID, PIN code and series of digits read from token. Code, generated by token is no longer valid after 1 minute or after one-time use (once again use peeped code is impossible).
Advantages for a client
faster acces to financial information – thanks to e-commerce solutions client have now acces to full informations about bank or company and their products and services
reduce time-consuming, direct contacts with branch which conduct account – all operations made can de done in any part of day/night regardless of bank is open. There is no longer necessity of client’s personal attendance, which usually require time to transport to bank and waiting in a queue.
increasing payable transactions and cashflow – thanks to electronic service of payment system operations are made faster both preparing electronic documents levet and realisations of transaction
more efficiently manage fund on account – as acces to account balance is instant and transactions are made immediatelly client can more efficiently manage his money, e.g. locate them on short-term receivables.